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Archive for April, 2014

your corporate buyout offer

Buyouts are often a polite term for getting fired with benefits, but there are cases when the employee can negotiate terms with the employer, arrange the timing — such as getting cash benefits paid over a two year period to reduce the tax bite, and, with a view of what is coming, take vacation time or get paid for not taking it, use the company car while you can or price a replacement car.

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Nearing 50 and in debt

Couple, 49, with large debts but substantial assets — mostly in real estate — and income want to retire at age 59 Sell unproductive assets — a trailer and lot they use occasionally — to reduce debts, plan income to cover future expenses

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